Disclaimer
MoneyZap provides financial education and information tools only. Nothing on this site is financial, investment, tax, or legal advice, and nothing here is a recommendation to acquire, dispose of, or retain any financial product or investment.
Educational, not advice
Our calculators, estimates, and explanations are designed to help you understand financial concepts and see illustrative figures based on assumptions and the information you provide. They do not take account of your full personal circumstances, objectives, or risk profile, and they are not a substitute for personalised advice from a qualified professional.
No financial-services advice
Where you need advice on a specific financial product or a financial plan, please consult a registered financial adviser authorised under the Financial Advisory and Intermediary Services (FAIS) Act — an authorised Financial Services Provider (FSP).
Estimates and assumptions
All figures are estimates. They rely on the assumptions set out on our Methodology page and on the accuracy of the information you enter. Real-world outcomes will differ. Investment values can fall as well as rise, and past performance is not a guide to future returns.
Tax information
Tax figures use the SARS tax tables for the 2026/2027 year of assessment and may change. Confirm current figures with SARS or a registered tax practitioner.
No liability
To the extent permitted by law, MoneyZap accepts no liability for any loss arising from reliance on the information or tools provided. You remain responsible for your own financial decisions.
Your information
We handle your personal information in line with our Privacy Policy and the Protection of Personal Information Act (POPIA).