About MoneyZap
MoneyZap turns financial concepts — insurance, investments, tax, retirement, and budgeting — into clear, interactive tools and plain-language explanations. The goal is simple: help South Africans understand their money well enough to make informed decisions and to have better conversations with their advisers.
Education, not advice
We are an education platform, not an advice service. Our calculators and explanations help you learn and explore; they don't tell you what to buy or replace personalised advice. For advice on a specific product or plan, speak to a registered financial adviser. See our Disclaimer for the full position.
What we help you learn
- Insurance — how much life, disability, dread-disease, and income-protection cover a situation like yours typically points to, using the industry-standard LIFE method.
- Investments & funds — track and compare South African funds, and understand returns, fees (TER), and asset allocation.
- Tax — how SARS brackets, retirement-annuity deductions, and tax-free savings work.
- Budgeting — import statements from multiple banks, categorise spending, and see where your money goes.
Transparent by design
Every estimate's assumptions are public — read exactly how the numbers are produced on our Methodology page. We use the official SARS tax tables and ASISA fund classifications, and we lean conservative where judgement is required.
Affordable for everyone
Tools that used to cost thousands, for R20 a month — because financial literacy shouldn't be a luxury.